end-to-end services
We understand that securing the right residential loan is a crucial step for both investors and owner-occupiers in achieving your property goals.
Whether you’re purchasing your first home, expanding your property portfolio or refinancing for better terms, we offer tailored solutions to suit your needs.
The right finance structure is key to maximising your returns, and with access to a wide range of lenders and loan products, we’ll provide you with the most advantageous financing structure, simplifying the process and supporting you in making informed decisions every step of the way.
How Vivid Can Help
FIRST HOME BUYERS
NEXT HOME
Whether upgrading, relocating, or investing, we provide professional guidance, personalised solutions, and seamless financing to support your next move.
REFINANCES
We handle the entire refinancing process, from comparing loan options to settlement, helping you secure better rates, access equity, or consolidate debt stress-free.
investment
We provide end-to-end support for investment loans, helping clients finance, manage, and grow their property portfolios.
construction finance
have a question?
We offer a complimentary, no-obligation consultation and review of your current loans to help you navigate your financing options.
client testimonials
“I recently purchased an investment property with the help of Adam and Vivid’s services, and the experience was exceptional. They assisted with financing, the property purchase, and property management, providing top-notch service every step of the way. Their expertise made securing the mortgage and finding the perfect property seamless and stress-free. The property management team also ensures my investment is well taken care of, giving me complete peace of mind. I highly recommend Adam and Vivid for their outstanding and comprehensive real estate services.”
-Jared Sherlock
“Having looked around at many different options, I finally decided to put my trust in Adam and Vivid Financial with my first home and what a decision that ended up being. Adam guided me throughout the whole process seamlessly and explained all the small details in great depth. As well, he was available whenever I needed him and was always happy to listen to any concerns I had. For anyone else searching around and unsure of who to go with I would stop right here. If I could rate 6 stars I would.”
-Brandon Reeve
“As a first homebuyer, getting mortgages and buying my first property was very difficult but with great thanks to Adam Savin of Vivid Financial Pty and his great team, it was extremely easy with incredible service. Adam made securing my first home and finance a dream come true with complete peace of mind. Adam was very clear and helped me understand all the different financing options and loans that I was able to get, and ensured the successful progression towards my application approval. I am completely happy with the great professionalism and clear communication I received from Adam and I would highly recommend anyone to go here as a trustworthy and highly professional Broker.
Many thanks towards Adam and his Team at Vivid Pty.”
-Matthieu Moutou
“I had an outstanding experience working with Adam! He was incredibly helpful throughout the entire process, providing clear and knowledgeable advice every step of the way. His expertise in the mortgage field made everything much easier to understand, and I felt confident that I was in good hands. I highly recommend Adam for anyone looking for a trustworthy and professional broker!”
-Adam Murray
We integrate finance and property solutions, combining trusted broking with award-winning management, sales, and investment services.
Integrated Property Solutions
In addition to finance broking, Vivid operates a fully integrated service model, delivering expertise across award-winning residential property management, sales, property acquisition, and investment services.
With over 2,000 properties under management and more than 2,800 successful sales transactions totalling over $1.8 billion, Vivid is one of Western Australia’s largest independent agencies. By combining financial expertise with comprehensive property services, we provide a seamless, all-in-one solution to help you achieve your financial and property goals.
More than Finance
Backed by industry leading results and a proven track record, Vivid continues to set the benchmark for excellence across finance and property services.
Dedicated Team
Our award-winning property management, sales, and client support teams consistently deliver prompt and effective service.
Integrated Property Expertise
Exceptional Sales Results
Over 2,800 properties sold, exceeding $1.8 billion in sales, with Vivid consistently achieving 12% more value than typical local agencies.
Proven Management Results
frequently asked questions
What types of residential property loans are available?
The main types of residential property loans include fixed-rate loans, variable-rate loans, interest-only loans, and split loans. Vivid Financial’s mortgage broker will help you determine which option best suits your financial goals, situation, and preferences, ensuring you’re on the most advantageous loan structure.
How much can I borrow for a loan?
Your borrowing capacity is determined by factors such as your income, expenses, credit score, and the property’s value, with lenders typically offering loans up to 80% of the property’s value. First home buyers may also be eligible for government grants and concessions to help make purchasing more affordable. Our mortgage broker will assess your situation and help you find the right loan amount across various lenders.
What is the minimum deposit required for a property loan?
The minimum deposit for a property is generally considered to be 5% of the purchase price, however most lenders will recommend a 20% deposit to avoid paying Lenders Mortgage Insurance which is added to your loan. Our broker will explore and advise on the most suitable option for you.
What is Lenders Mortgage Insurance (LMI) and when do I need it?
What is refinancing and should I consider it?
Refinancing involves switching your current loan to a new one, typically to secure a better interest rate, access additional funds, or alter loan terms. It can be a great option to improve your loan structure, reduce repayments, or unlock equity in your property. Our mortgage broker will help you evaluate refinancing options based on your financial goals.