Your First Step to Homeownership
Your first home, made easy.
Purchasing your first home is a significant milestone, and having the right guidance is essential to navigating the home loan process with confidence. At Vivid Financial, we help you understand your borrowing capacity, loan repayments, and available government incentives that can benefit you. We structure your loan packages to secure the most favourable rates while offering flexibility for future adjustments, providing support at every stage. Additionally, we assist with securing finance pre-approval, ensuring you’re in a strong position when you find your dream home.
Maximising Support for First-Time Home Buyers.
grants and schemes
As a first-time buyer, you may be eligible for various government grants and concessions designed to make purchasing your first home more affordable, including:
First Home Owner Grant
A one-off payment to assist with purchasing or building a new home.
Stamp Duty Concessions
Significant reductions or exemptions from stamp duty for eligible first home buyers.
First Home Guarantee
Buy a home with as little as 2% deposit without paying Lenders Mortgage Insurance.
Eligibility Requirements: Do You Qualify?
To access these grants and home loan options, certain criteria must be met. While eligibility varies by scheme, this general checklist provides a starting point.
Our team will assess your unique situation to ensure you qualify for the best possible outcome.
Step-by-Step Guide: 
Your Journey to Homeownership
1. Pre-approval
The first step in your homeownership journey is assessing your financial situation to determine how much you can borrow. At Vivid, our finance broker will expertly review your income, savings, and expenses to establish your borrowing capacity. Once you have a clear understanding of your budget, we’ll handle the pre-approval process on your behalf, submitting all necessary documentation to lenders.
Having pre-approval puts you in a strong position when submitting offers as it provides a realistic understanding on your budget for a property, and strengthens your position as a serious home buyer which is advantageous in the competitive real estate market.
2. Find & secure Your Dream Home
3. Applying for Government Grants & Schemes
4. Securing Your Loan
5. Property Settlement
On-Going Support Beyond Settlement
6-Month Check-Ins
We’ll check in every six months and ensure your loan continues to align with your financial goals.
On-going Support
Whether you have questions, need guidance on your loan, or are planning your next property move, we’re here to help.
Rate Reviews
Start Your Journey Here
We offer an obligation-free consultation and review of your current loans to help you navigate your financing options. Enquire now and start your journey with Vivid Financial.
view our helpful guides
We’ve put together some essential tools to assist you along the way!
